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Richard R. Paulsen (CA Insurance Lic. #0640814) and Max Paulsen (CA Insurance License #4030395) are agents of and collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, MN, MT, NC, NJ, NV, NY, OH, OK, OR, PA, TN, TX, UT, VA, and WA. No insurance business may be conducted outside of these states referenced.

Max Paulsen is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency in the state of CA. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities is a New York Life Company.

Neither Richard R. Paulsen Insurance Services nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Richard R. Paulsen is a Member Agent of the Nautilus Group®. The Nautilus Group® is a service of New York Life Insurance Company. Neither The Nautilus Group®, its member agents, nor its staff provide tax, legal, or accounting advice. Clients are urged to seek the advice of their own professional advisors before implementing any planning strategies.

Neither Richard R. Paulsen Insurance Services and its associates nor New York Life or its subsidiaries and affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal or accounting professionals regarding your particular situation.

Richard R. Paulsen Insurance Services is not owned or operated by New York Life Insurance Compay or any of its affiliats.